01
Payment data access
One integration for card transactions, through Open Banking and Card Linking.
Payment data API · Open Banking + Card Linking
Unlock the power of payment data.
The omnichannel API connecting your users to their purchases, in-store and online.
Raw bank label
CB*3217 PAM FR 7500enriched by 60+ deterministic algorithms
- Merchant
- Pret A Manger
- Store
- Gare Saint-Lazare, Paris 8e
- Category
- Food & Beverage
- Channel
- In-store
- Amount
- €12.50
Cashback creditedautomatically, no receipt
Enrichment60+ deterministic algorithms
AccessRegulated Open Banking access across the EU
ReachOperated worldwide through Enigmatic Smile Group technology
One platform
Four services behind one API.
02
Data enrichment
A cryptic bank label becomes brand, store and exact address. 60+ deterministic algorithms.
03
Offer catalogue
A pre-negotiated cashback catalogue your users activate, in-store and online.
04
Retail dashboards
Who buys what, where and how often, in dashboards ready on day one.
Developers
From bank label to exact store.
One call returns the merchant, the store and the channel behind a card transaction, then matches the offer and credits the cashback.
Read the API referenceGET
/v1/transactions/txn_8f3a212001{ 2 "raw_label": "CB*3217 PAM FR 7500", 3 "merchant": { 4 "name": "Pret A Manger", 5 "category": "Food & Beverage" 6 }, 7 "store": { 8 "name": "Gare Saint-Lazare", 9 "city": "Paris 8e" 10 }, 11 "channel": "in_store", 12 "amount": { "value": 12.50, "currency": "EUR" }, 13 "cashback": { "status": "credited" } 14}
Illustrative response